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Michael Dneaster

Senior Benefits Specialist

Frequently Asked Questions

1. Is the benefits analysis really a free service?

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Yes. It's free for federal employees. FESA never charges federal employees for any of our services.

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2. How do you get paid?

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Our business model is to work with federally regulated supplemental benefit providers. I will explain and provide examples during the benefits analysis.

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3. What are you selling?

 

There is nothing to buy. A Personal Benefits Analysis is a service appointment. You won't need a checkbook or credit card. The service I provide puts more money in your pocket throughout retirement.

 

4. Do I need a computer?

 

No. A computer helps, but it's not required. During this ongoing pandemic, I do everything by phone. In certain situations, it may be easier to share my computer screen with you to go over details. In those cases, I send you a link by email. You click on it. My screen appears. 

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5. How long does a benefits analysis take?

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I try to cover everything in less than an hour. Retirement planning is a topic with many different parts. The PBA booklet I send you is a valuable resource. I always suggest a second appointment to review the booklet and answer all your questions. I make sure you fully understand all of your benefits so you get the most of of your retirement. Consider it an ongoing service. I will always be available to help you as your mobile HR manager.

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